What Will You Really Net Selling Your Michigan Home?
Before you list, see your real take-home two ways: selling with a real estate agent versus accepting a cash offer. Enter a few numbers and compare in seconds.
Michigan Home-Sale Net Calculator
How this calculator works
The agent column starts with your home’s fixed-up value, then subtracts a typical 6% real estate commission, about 1% in seller closing costs, the repairs you’d make to list retail, and your remaining mortgage. It does not include the months of mortgage payments, taxes, insurance, and utilities you keep paying while the home sits on the market and goes through inspections.
The cash column applies a typical cash-offer percentage of your fixed-up value (slide it to match your situation), then subtracts only your mortgage payoff. With Offer Now Michigan there are no commissions, no closing costs, and no repairs, so the number you see is close to what you keep.
Cash offer vs. listing with a Realtor in Michigan
A retail listing usually produces a higher sale price, but the gap narrows fast once you account for the 6% commission, repairs, staging, and two to three months of carrying costs while you wait on a financed buyer who can still fall through. A cash sale trades a little top-line price for speed, certainty, and zero out-of-pocket cost, which is why homeowners facing foreclosure, probate, divorce, an inherited house, or a property that needs work often net about the same while skipping months of stress.
Frequently asked questions
Why is a cash offer below full market value?
A cash buyer takes the home as-is and absorbs the repairs, holding costs, and resale risk, so the offer reflects the fixed-up value minus that work. The trade-off is that you pay no commission, no closing costs, and nothing for repairs, and you close in days rather than months.
What costs does a traditional sale really include?
Roughly 6% agent commission, about 1% in seller closing costs, repairs and staging to make the home list-ready, and several months of mortgage, tax, insurance, and utility payments while it sells. Those add up quickly against the higher sale price.
How accurate is this estimate?
It is a planning estimate. Your real cash offer from Offer Now Michigan depends on the home’s condition, location, and recent comparable sales in your Michigan neighborhood. Request a free, no-obligation offer to see your exact number.
See your real number
Get a free, no-obligation cash offer on your Michigan home, with no fees and no repairs.