Behind on Property Taxes in Michigan? Don’t Lose Your Home.

Property taxes are one of those expenses that can sneak up on you. Maybe you’ve been dealing with a financial hardship, a medical emergency, or a job loss. Before you know it, you’re a year or two behind, and the county is threatening tax foreclosure. If you owe back taxes on your Michigan home, it’s important to understand your options — and act before time runs out.

How Michigan’s Tax Foreclosure Process Works

In Michigan, if you fall behind on property taxes, the county treasurer’s office will eventually place a lien on your property. After about two years of unpaid taxes, the property can be foreclosed on and sold at a county tax auction. Unlike a mortgage foreclosure, tax foreclosure in Michigan moves on a strict annual cycle. Properties are typically forfeited on March 1st and foreclosed by March 31st of the following year.

Once your property is foreclosed for taxes, you lose all ownership rights. There’s no redemption period after a tax foreclosure — it’s final. This is why acting early is so critical. The sooner you address the situation, the more options you have.

Can You Sell a Home with a Tax Lien?

Yes — and it’s often the smartest move you can make. Selling your home while you still own it allows you to pay off the back taxes from the sale proceeds, protect your credit, and potentially walk away with cash in your pocket. If you wait for the county to foreclose and auction off your home, you get nothing.

Traditional buyers are often scared away by tax liens because they add complexity to the transaction. Cash buyers like Offer Now Michigan aren’t intimidated by liens. We know how to work with county treasurers, title companies, and closing attorneys to clear the lien at closing and ensure a smooth transaction.

How Offer Now Michigan Helps

We’ve worked with numerous Michigan homeowners who were behind on property taxes. Here’s how we can help:

We evaluate your situation honestly. We’ll look at what you owe in taxes, the current value of your home, and help you understand exactly where you stand. Our goal is to give you clear information so you can make the best decision.

We make a fair cash offer. Our offer accounts for the back taxes that need to be paid. The taxes are settled at closing from the sale proceeds, so you don’t need to come up with the money yourself.

We close fast. Tax deadlines don’t wait, and neither do we. If you’re approaching a foreclosure deadline, we can expedite the process and close in as little as 7 days.

Other Resources for Michigan Homeowners with Tax Issues

Before your property reaches the foreclosure stage, Michigan offers several programs that may help. Many counties offer payment plans that let you catch up over time. The Poverty Tax Exemption program can provide relief for low-income homeowners. The Michigan State Housing Development Authority (MSHDA) also offers programs to help with property tax assistance.

We encourage every homeowner to explore these options. However, if you’ve determined that selling is the best path forward, we’re ready to help you do it quickly and fairly.

Don’t Wait Until It’s Too Late

Every day that passes brings you closer to a tax foreclosure deadline. Call Offer Now Michigan at 810-425-5961 today for a free, confidential consultation. We’ll help you understand your options and, if selling makes sense, provide a fair cash offer that settles your tax debt and puts money in your pocket. There’s no obligation — just honest help from people who care.