Michigan Homeowner Resources — Legal Rights, Government Programs, and Financial Tools

These Michigan homeowner resources are designed to help whether you are facing foreclosure, managing an inherited property, navigating probate, or dealing with landlord-tenant issues. It is important to know your rights and the resources available to you. At Offer Now Michigan, we believe that informed homeowners make better decisions. This page connects you with official Michigan government resources, legal information, and financial tools to help you understand your options.

Michigan Foreclosure Laws and Resources

Michigan is primarily a non-judicial foreclosure state, which means most foreclosures happen through a process called “foreclosure by advertisement” without going through the court system. If you are behind on your mortgage, the clock may already be ticking.

Michigan State Housing Development Authority (MSHDA) — MSHDA provides foreclosure prevention counseling and assistance programs for Michigan homeowners struggling with mortgage payments. Their Homeowner Assistance Fund can help with past-due mortgage payments, property taxes, and other housing costs. Visit: michigan.gov/mshda

Michigan Legal Help — Foreclosure — This free resource explains the foreclosure process step by step, including your right to a redemption period after the sheriff sale. Michigan law gives homeowners either 6 months or, in some cases, up to 12 months to redeem their property. Visit: michiganlegalhelp.org — Foreclosure Overview

HUD-Approved Counseling Agencies in Michigan — The U.S. Department of Housing and Urban Development maintains a list of approved housing counseling agencies offering free foreclosure prevention advice. Visit: hud.gov — Michigan Housing Counselors

If foreclosure is moving too fast and you need an immediate solution, selling your home for cash may protect your credit and avoid a foreclosure on your record. Offer Now Michigan can close in as few as 7 days. Get your free cash offer here.

Michigan Landlord-Tenant Laws

If you own rental property in Michigan, understanding landlord-tenant law is critical. Michigan’s landlord-tenant laws are governed primarily by Act 348 of 1972 (the Truth in Renting Act) and the Michigan Compiled Laws, Chapter 554.

Michigan Legislature — Truth in Renting Act — Official text of Michigan law governing security deposits, lease requirements, property maintenance, and tenant rights. Visit: legislature.mi.gov — Truth in Renting Act

Michigan Legal Help — Landlord/Tenant — Plain-language guides on eviction procedures, security deposit rules, and lease termination rights. Visit: michiganlegalhelp.org — Housing Resources

Key Michigan Landlord-Tenant Facts:

Security deposits cannot exceed 1.5 months rent
Landlords must provide a detailed move-in checklist
Evictions require a formal court process — self-help evictions are illegal
Tenants have the right to habitable conditions under Michigan law
A 7-day notice is required for non-payment of rent before filing eviction

Tired of being a landlord? Offer Now Michigan buys rental properties with or without tenants in place. Request your free offer today.

Michigan Probate Laws and Inherited Property

When a loved one passes away and leaves behind property in Michigan, the probate process determines how that property transfers to heirs. Michigan probate is governed by the Estates and Protected Individuals Code (EPIC), Act 386 of 1998.

Michigan Courts — Probate Court — Each county has a probate court that handles estates, wills, and property transfers. Visit: courts.michigan.gov — Probate Court

Michigan Legal Help — Probate Estates — Step-by-step guides on opening a probate estate, dealing with creditors, and distributing assets. Visit: michiganlegalhelp.org — Probate Overview

Key Michigan Probate Facts:

Michigan allows simplified probate for small estates under $25,000
The personal representative has authority to sell real estate during probate
Probate typically takes 7 months to over a year to complete
Property in joint tenancy or a living trust may avoid probate entirely
Michigan does not have a state estate tax

Inherited a property you cannot afford to maintain? We specialize in buying inherited properties quickly, even during probate. Get a cash offer for your inherited property.

Michigan Property Tax Resources

Property taxes in Michigan can be a significant burden. If you fall behind, the county treasurer can begin tax foreclosure. Michigan has one of the more aggressive property tax foreclosure timelines in the country.

Michigan Department of Treasury — Property Tax — Official resource for property tax assessments, exemptions, and payment deadlines. Visit: michigan.gov/treasury — Property Tax

Facing a tax lien? Selling before the county auction lets you keep your equity. Talk to us today.

Mortgage Calculator — Estimate Your Payments

Not sure whether to sell or refinance? Use this mortgage calculator to estimate monthly payments and determine whether keeping your Michigan home makes financial sense.

Calculator provided by MortgageCalculator.org. Values are estimates only.

Additional Michigan Homeowner Resources from the Government

Michigan Attorney General — Consumer Protection — Report real estate scams, predatory lending, or fraud. Visit: michigan.gov/ag

Michigan 211 — Dial 2-1-1 for referrals to local housing, utility assistance, food, and legal aid programs. Visit: mi211.org

MSU Extension — Financial Homeownership Education — Workshops and counseling for budgeting, foreclosure prevention, and homebuyer education. Visit: canr.msu.edu — Financial Homeownership

Situations We Help Michigan Homeowners With

Beyond these Michigan homeowner resources, we directly assist homeowners in many situations:

Areas We Buy Houses in Michigan

We buy houses across many Michigan communities:

We Are Here to Help — No Matter Your Situation

We hope these Michigan homeowner resources have been helpful. At Offer Now Michigan, we understand that life can throw curveballs. Whether you are facing foreclosure, dealing with the stress of probate, struggling with property taxes, or just need to sell quickly and move on — we are here to help. We buy houses in any condition, anywhere in Michigan, and we can close on your timeline. No fees, no commissions, no obligation.

Call us today at 810-425-5961 or fill out our quick online form to get your free, no-obligation cash offer. We respond within 24 hours and can close in as few as 7 days.