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We Help Detroit Homeowners: Legal Rights, Government Programs, and Financial Tools

These we help Detroit homeowners whether you are facing foreclosure, managing an inherited property, navigating probate, or dealing with landlord-tenant issues in the city. It is important to know your rights and the resources available to you as a Detroit homeowner. At Offer Now Michigan, we believe that informed homeowners make better decisions. This page connects you with official Detroit and Michigan government resources, legal information, and financial tools to help you understand your options.

Detroit Foreclosure Laws and Resources

Michigan is primarily a non-judicial foreclosure state, which means most foreclosures happen through a process called foreclosure by advertisement without going through the court system. If you are behind on your mortgage in Detroit, the clock may already be ticking. Detroit homeowners have access to several important we help Detroit homeowners with foreclosure prevention.

The Michigan State Housing Development Authority (MSHDA) provides foreclosure prevention counseling and assistance programs for Detroit homeowners struggling with mortgage payments. Their Homeowner Assistance Fund can help with past-due mortgage payments, property taxes, and other housing costs. Michigan Legal Help offers free resources that explain the foreclosure process step by step, including your right to a redemption period after the sheriff sale. Michigan law gives homeowners either 6 months or, in some cases, up to 12 months to redeem their property.

The United Community Housing Coalition (UCHC) is a Detroit-specific resource that provides free counseling and legal assistance for homeowners facing foreclosure or tax foreclosure. They have helped thousands of Detroit families keep their homes or find alternatives. If foreclosure is moving too fast and you need an immediate solution, selling your home for cash may protect your credit and avoid a foreclosure on your record. Offer Now Michigan can close in as few as 7 days. Get your free cash offer here.

Detroit Property Tax Resources

Detroit has some of the highest property tax rates in Michigan, and many homeowners find themselves struggling to keep up. The Wayne County Treasurer’s office handles property tax collection, and after two years of unpaid taxes, your property can enter tax foreclosure. Unlike mortgage foreclosure, there is no redemption period after a tax foreclosure auction.

The City of Detroit offers the Homeowner Property Tax Assistance Program (HPTAP), which provides poverty exemptions that can significantly reduce or eliminate your property tax bill if you qualify based on income. The Wayne County Treasurer also offers payment plans for delinquent taxes that can help you catch up before foreclosure proceedings begin. The Detroit Land Bank Authority provides additional resources for properties that have already gone through tax foreclosure.

If you have determined that selling is the best option to resolve your tax debt, Offer Now Michigan buys homes with tax liens and handles the payoff at closing. Learn more about selling a Detroit home with a tax lien.

Detroit Landlord-Tenant Laws

If you own rental property in Detroit, understanding landlord-tenant law is critical. Michigan’s landlord-tenant laws are governed primarily by Act 348 of 1972, known as the Truth in Renting Act, and the Michigan Compiled Laws Chapter 554. Key facts for Detroit landlords include: security deposits cannot exceed 1.5 months rent, landlords must provide a detailed move-in checklist, evictions require a formal court process through the 36th District Court, tenants have the right to habitable conditions under Michigan law, and a 7-day notice is required for non-payment of rent before filing eviction.

Tired of being a Detroit landlord? Offer Now Michigan buys rental properties with or without tenants in place. Request your free offer today.

Wayne County Probate Laws and Inherited Property

When a loved one passes away and leaves behind property in Detroit, the probate process determines how that property transfers to heirs. Michigan probate is governed by the Estates and Protected Individuals Code (EPIC), Act 386 of 1998. For Detroit properties, probate is handled by the Wayne County Probate Court. Michigan allows simplified probate for small estates under $25,000, though most Detroit homes exceed this threshold. The personal representative has authority to sell real estate during probate, and the process typically takes 7 months to over a year depending on the complexity of the estate.

If you are handling a probate property in Detroit, we can help simplify the process. Learn more about probate home sales in Detroit.

Detroit Homeowner Assistance Programs

Detroit offers several programs specifically designed to help homeowners. The Detroit Housing Commission provides resources for low-income housing assistance. The Detroit Building Authority can help with information about building codes and permits. The Wayne Metropolitan Community Action Agency offers emergency assistance programs for Detroit residents facing housing crises, including help with utility bills, home repairs, and housing stabilization.

These resources can make a real difference — we help Detroit homeowners in difficult situations. We encourage every homeowner to explore their options before making any major decisions about their property.

Other Situations We Assist Detroit Homeowners With

No matter what situation you are facing as a Detroit homeowner, we have experience helping people just like you. Learn more about how we can help:

We Also Buy Houses Across Michigan

We help Detroit homeowners throughout Michigan — and we buy houses in many communities and can help homeowners in many communities:

Don’t see your city listed? Call us at 810-425-5961 — we buy houses throughout Michigan and can help no matter where the property is located.

Need Help Now? Contact Offer Now Michigan

If you have reviewed these resources and decided that selling is the best path forward — we help Detroit homeowners just like you, Offer Now Michigan is ready to help. Call us at 810-425-5961 or fill out the form on this page for a free, no-obligation cash offer on your Detroit property. We buy homes in any condition throughout Detroit and Wayne County, and we can close in as little as 7 days.